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Explore Loans, Grants and Funding

Simple Alliance, Kenya Limited

A worry among many aspiring entrepreneurs and new business owners is the source of funding for their various ventures. This many a times causes some of them to abandon their dreams that would have otherwise grown to very successful business. There is however no need to worry about this as there is a variety of options when it comes to financing your small business. There are several other opportunities that one may want to consider in addition to the traditional loans available for business start-up that range from grants and bonds to investor-based venture capital.


After you have settled for a certain business idea you will definitely have a rough idea of what you would need in terms of financial resources. This is especially true if you have a well worked out business plan that will help you project your business activities and expected inflow. At this point you will be able to approach the various financial institutions that offer business loans to put forward your case. In addition to commercial banks that are well known for offering loans to small business owners, different industries have organisations that may offer loans to entrepreneurs. An example would be the Agriculture Finance Corporation for them who may choose to venture into agriculture. Some of these institutions however offer material and not financial loans. It is important for you as a business owner to understand the terms and conditions that apply for every loaning institution you approach and ensure that they are in line with your objectives and you will be able to handle them.


 Though in most cases grants are hard to come by and would not cover the total amount required for business start-up they help a lot in complementing any other capital source you may have for your business. In Kenya they are mostly offered by Non-Governmental organisations and are industry specific. They are mainly available for businesses that are seen to offer growth to the wider society and you as the business owner needs to convince the grant givers that the business is worth the offer. Grants are however not only limited to such and could be offered to anyone depending on their aggression and ability to market their ideas.

Venture Capital

 Venture capital refers to type of equity financing which caters for businesses that may not be able to seek capital from the traditional sources such as banks and public markets. This may be due to the size of the businesses, its assets or its stage of development. With this therefore the financier gives cash in return for shares in the business or an assured active role in the running of the business. This may continue to a certain time depending on the terms agreed upon the financier and the business owner.

Finding Loans & Grants

The government of Kenya offers business start-up loans for different groups under various programs that could be helpful to many aspiring entrepreneurs who are thinking of setting up ventures. This would probably be the first stop that business owners should take when looking for capital for their businesses. Banks and financial institutions in Kenya are always ready to offer loans to business owners on condition that they will present and argue out their case. There are a lot of micro finance institutions that would be of great help to new business owners. As earlier seen industrial associations and NGOs have loans and grants that would work great cater for new business owners. While in need of additional information about finding loans and grants for business start-up, networking, trade associations and the internet would be great resources for this.

You sure do not have a reason to kill that dream you have always had of being a successful entrepreneur, with a well worked out plan you are sure to find the requisite finances to start and run your business.

Copyright (C) 2016, Simple Alliance Kenya Limited

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Charles Nyamweya  |  April 13, 2017
Hi, am Charles Nyamweya ans was wondering how to how to access aloan with security for a grocery shop and supplies
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Mark Ndungu  |  April 06, 2017
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Nora binte  |  February 26, 2017
Hello Everyone. I am Nora Binte Lim living in Singapore,i lost my husband 2yrs ago and everything got so hard for me and my 3kids,i felt so confuse because i have no helper and our home is about to face foreclosure and a friend introduce me to a kind lender in Singapore online and to God be the glory he approved a loan of SGD40,000 to me and now and i am doing business and my family is happy again,if you need a loan please contact him today via and get your loan with a good and flexible repayment in monthly basis,i wish you the best of luck.
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Stanley Kyalo  |  January 09, 2017
How can i access funding as an individual. I have the blue print but i lack funding. I would be motivated if i get funding.
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Mr Jackson  |  November 28, 2016
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Craig Wise  |  October 31, 2016
Good day everybody am Craig Wise By name am from the United State Of America i want to give thanks and a great appreciation to Mr Larry Scott Loan Company for offering me loan for purchasing my house with a low interest rate. I want to give thanks to him for giving me this loan. My friends out there who needs loan for different purposes i advice you contact Mr Larry Scott Loan Company for loan instead of falling in to hands of Scammers online. Am happy today because of Mr Larry Scott Loan Company. So if you want to contact them for a loan you contact them on: ( Craig Wilson
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Christopher Miles  |  October 16, 2016
Good day to you all of you my name is Christopher Miles, I'm from USA, Texas, am very happy as am writing the testimony how i got my loan from this loan lender, i believe God has a plan for me, after i was been scammed of my money by many so called loan lenders, i was deceived and almost thought of taking my life, but God has a purpose for me, if you want to get a loan from any company you have to chose Mike Johnson Firm, when i was first started with him, i thought he was like the rest, and to my Greatest surprise i got the loan of $69,000.00 in my account and that was the Exact amount i applied for in his company, and you that is feeling that there no hope for you? is a lie because if you are interested in getting any type of loan, you can contact him via email, his email is:, God Bless you like he blessed me with Mr Mike Johnson by getting my loan after been falling in the hands of scams. Thanks. Christopher Miles.
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Godwin Makokha  |  August 28, 2014
Hi,how do you assist start up business who lacks capital and doesnt have security.I have aproject that needs roughly kes200k.How should I go about it.Advise